Do you have to sign up for
Do you have to sign up for the entire package or can you pick and choose your benefits? Who?s covered? Is there a monthly fee? When do benefits kick in? Are they taxable? All questions you should ask before signing up for anything.
Medical, Dental & Vision
These are undoubtedly the biggest features of a benefits package, as they can save you thousands in medical care. For medical, weigh your options carefully. Find out what types of plans are offered (indemnity, managed care), who will be covered, what your premiums, deductibles and co-pays will be, and if there are any exclusions. For dental, learn if the plan covers preventative, surgical and orthodontic care and to what extent. When looking at vision care, find out exactly what the plan covers and what the maximums are.
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